Get pre-approved by a local lender
Answer a few quick questions and we’ll connect you with a local lender to discuss your financing options — no pressure, no obligation.
Your path to homeownership
From initial pre-approval to moving day, we make it simple.
Get Pre-Approved
Connect with a local expert to start the pre-approval process.
Make An Offer
Your pre-approval letter lets sellers know you are serious.
Close & Move In
Clear loan conditions, sign docs, and get the keys.
Home loan options
Compare top loan options, rates, and terms.
30-Year Fixed
- Most popular
- 3% down minimum
- Lowest monthly payment
- Fixed interest rate
- Long-term stability
30-Year FHA
- Lower credit profiles
- 3.5% down minimum
- Flexible credit rules
- FHA-backed program
- Great for first-time buyers
30-Year VA
- Eligible military
- 0% down payment
- No PMI required
- Lower interest rates
- For veterans & service members
20-Year Fixed
- Save on interest
- 5% down minimum
- Lower total interest
- Faster payoff than 30-year
- Fixed monthly payment
15-Year Fixed
- Faster payoff
- 5% down minimum
- Least interest paid
- Build equity faster
- Paid off in 15 years
Mortgage rates aren’t one size fits all. Speak with a trusted local lender to
Let’s unlock your purchasing power.
Connect with a lender to find out exactly what you can afford.
Financing Resources
Guides and strategies to help you buy smarter and save money.
Looking for additional resources? Visit our Learning Center
Your questions, answered.
Straight answers to the most common home loan questions.
How long does pre-approval take?
Pre-approval timelines vary by lender, but many buyers can receive a basic pre-approval within 24 to 72 hours after submitting an application and required documents. The exact timing depends on your financial situation and how quickly documents are provided. A trusted lender can walk you through the process and set clear expectations.
Do I have to choose a loan today?
No. Exploring loan options early is part of being an informed buyer, not a commitment. Most buyers review different loan types, compare lenders, and ask questions before making a final decision. Taking time to understand your options helps you choose a loan that fits your long-term goals.
What is a conventional loan?
A conventional loan is a mortgage that is not insured by a government program (like FHA or VA). These loans are commonly used and typically require stronger credit and a higher down payment compared to some government-backed options. Many buyers choose conventional loans for their flexibility and competitive rates.
What is an FHA loan?
An FHA loan is a mortgage backed by the Federal Housing Administration. These loans are designed to make homeownership more accessible and often allow for lower down payments and more flexible credit requirements. They are especially popular with first-time homebuyers.
What is a VA loan?
A VA loan is a mortgage option available to eligible veterans, active-duty service members, and certain military families. These loans are backed by the Department of Veterans Affairs and may offer benefits such as no down payment and competitive interest rates for qualified borrowers.
What does debt-to-income ratio (DTI) mean?
Debt-to-income ratio (DTI) is a comparison of your monthly debt payments to your gross monthly income. Lenders use this number to help evaluate how comfortably you may be able to manage a mortgage payment alongside your other financial obligations.
What is loan-to-value ratio (LTV)?
Loan-to-value ratio (LTV) compares the amount of the loan to the value of the property. For example, if you purchase a home for $300,000 and borrow $270,000, your LTV would be 90%. LTV can influence loan options, rates, and down payment requirements.
What is a down payment in real estate?
A down payment is the portion of the purchase price you pay upfront when buying a home. The amount can vary depending on the type of loan, your financial situation, and lender requirements. Some loan programs allow for lower down payments, while others may require more.
Start Your Next Move With Confidence
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